🏆 ShaBaas Pay Wins APAC Best Payment Start-Up Innovation 2025
ShaBaas Pay combines regulated onboarding, enterprise grade infrastructure and real time payment controls to protect every transaction from initiation to settlement with security, reliability and compliance built in.
ShaBaas Pay operates within Australian regulatory requirements with onboarding and monitoring aligned to AUSTRAC obligations. Every business is validated against official Australian registries and supporting data sources, while individuals associated with the business are verified through trusted identity systems connected to government backed records. This establishes a strong foundation of trust before any payment capability is enabled and reduces the risk of fraudulent or unauthorised activity entering the ecosystem.
Verification is not treated as a one time event but as an ongoing process that supports compliance, maintains data accuracy and ensures that only verified entities are able to initiate payments on the platform.
ShaBaas Pay is built on enterprise grade cloud and network infrastructure designed to protect data, maintain availability and ensure consistent performance. All data transmitted through the platform is encrypted in transit and sensitive information is protected at rest using secure storage practices. Network level protections are applied to filter traffic, prevent malicious access and maintain system integrity.
Continuous monitoring is implemented across infrastructure components to detect anomalies and respond to potential risks in real time, ensuring the platform remains resilient while safeguarding business and customer data.
ShaBaas Pay applies multiple layers of control to ensure that every transaction is secure, validated and accurately processed. Real time payment flows are verified before execution, with monitoring systems assessing transaction behaviour to identify unusual patterns or potential risk signals.Card payments are processed within PCI DSS Level 1 compliant environments where sensitive card data is not stored within ShaBaas Pay systems. This approach reduces risk while ensuring secure and compliant transaction processing.
Real time payments powered by Monoova, card payments powered by eWAY, identity verification powered by GBG, infrastructure powered by AWS and Cloudflare.
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Security at ShaBaas Pay is continuously monitored across systems, transactions and access controls to ensure platform integrity and resilience. Systems are actively observed to detect unusual behaviour, while access controls and permissions are regularly reviewed to ensure they remain appropriate.
Fraud detection capabilities are enhanced over time based on observed patterns and emerging risks. Incident response processes are in place to address potential issues quickly and effectively. This ongoing approach ensures that security is not static but continuously improving as the platform grows.
All system activity, including API usage and access events, is logged and monitored to provide visibility and traceability. These controls ensure integrations remain secure while enabling businesses to build and scale on the platform with confidence.
We have put together some commonly asked questions
ShaBaas Pay protects payment data through encryption, secure infrastructure and controlled access across all systems. Data is encrypted in transit and sensitive information is protected at rest using secure storage practices. Access to systems is restricted through authentication and permission controls, ensuring that only authorised users and systems can interact with payment data.
ShaBaas Pay does not store sensitive card details within its systems. Card payments are processed through PCI DSS Level 1 compliant partner where card data is handled securely within certified infrastructure. This approach reduces risk while ensuring secure and compliant transaction processing.
ShaBaas Pay applies multiple layers of fraud prevention controls including real time validation of payment requests, monitoring of transaction behaviour and detection of unusual activity patterns. Transactions are assessed before execution and continuously monitored to reduce the risk of fraudulent or unauthorised activity.
ShaBaas Pay operates within Australian regulatory requirements with onboarding and monitoring aligned to AUSTRAC obligations. The platform supports compliance with anti money laundering and counter terrorism financing requirements through structured onboarding, transaction monitoring and reporting capabilities.
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