What are key business benefits for businesses using ShaBaas Business App?

We enable business to significantly lower transaction fees resulting in better financial revenue. ShaBaas Pay allows secure transaction processing within seconds resulting in faster settlement to business accounts.

Are there any fees associated with using ShaBaas Pay user app?

ShaBaas Pay user app is completely free.

What are the key features for Businesses?

Swift Transactions: Complete transactions in seconds directly using your smartphone. Secure Transactions: QR code payments are secure and efficient, eliminating the need for physical cash or card transactions. The system uses enterprise grade encryption for added security.

How do I track my payment history?

You can view your transaction history within the ShaBaas Pay app to keep track of all your payments.

How can a business sign up to accept payments through ShaBaas Pay?

Business can get started by selecting 'Book A Demo' option. Our friendly success team will reach out for further process.

What are the key benefits for consumers?

Consumers earn rewards by making a payment for your business via the app. It also provides a digital payment invoice as a proof of purchase.

Is ShaBaas Pay available for international transactions?

ShaBaas Pay is currently available for domestic Australian transactions only.

Can I issue refunds through ShaBaas Pay? How does the refund process work?

Yes, businesses can issue refunds through the app and portal. Refer to the app or contact support for the refund process.

Consumer payment experiences

Pay Businesses Securely Using Your Banking App

ShaBaas Pay allows consumers to authorise payments directly from their own banking app using real time payment infrastructure. There is no need to create a new wallet or move funds into another account.

Payments can be approved securely through your existing bank using PayTo consent. Pay businesses instantly and earn rewards when you make payments using the ShaBaas Pay consumer app. ShaBaas Pay provides a fast and secure way to complete payments directly from your smartphone while receiving instant confirmation and digital payment records.

ShaBaas Pay Instant Invoice Payment Solution

Pay Directly From Your Bank

ShaBaas Pay enables a payment experience where consumers can authorise payments directly from their bank account using Australia's real time payment infrastructure. When a business sends a payment request through ShaBaas Pay, consumers receive a PayTo consent request inside their banking app. Once approved, payments can be processed directly from the consumer's bank account without needing to enter card details or transfer funds manually. Because the payment is authorised within the consumer's own banking environment, users benefit from the same security and authentication methods already provided by their bank. This approach allows consumers to complete payments in a way that is both convenient and trusted.

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No New Wallet Required

Unlike many digital payment platforms, ShaBaas Pay does not require consumers to create a new wallet or store funds in a separate account. Payments are authorised directly through the consumer's bank account using PayTo consent.

This means:

Consumers keep full control of their bank account
No need to preload funds into another app
Payments are approved within the bank's secure environment

By using existing banking infrastructure, ShaBaas Pay allows consumers to pay businesses quickly while maintaining full visibility over their bank account activity.

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Secure Payment Authorisation

Security is an important part of the ShaBaas Pay payment experience. Payment authorisation occurs within the consumer's banking app using the authentication methods already provided by their bank. This may include biometric authentication, banking passwords or other secure approval methods. Because the consent and approval process happens inside the banking environment, consumers benefit from the same security protections used for other banking transactions. This model ensures that payments are both secure and transparent.

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Instant Payment Confirmation

Once a payment has been authorised through the banking app, the transaction can be processed instantly using real time payment infrastructure. Both the consumer and the business receive confirmation that the payment has been completed. This provides a clear and transparent payment experience and removes the uncertainty that can occur with slower payment methods.

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Optional Rewards Through the ShaBaas Pay App

Consumers who wish to earn rewards for payments can optionally download the ShaBaas Pay consumer app. The app provides additional features including:

Reward points for payments
Transaction history
Convenient payment management tools

Using the ShaBaas Pay app is completely optional. Consumers can still authorise payments directly through their banking app without needing to install another application.

Step 1 : Install App

Step 2 : Secure your Account (KYC) with one Australian Govt ID

Step 3 : Connect your Australian Bank Account using payID or BSB/Account

Benefits for Consumers

Consumers using ShaBaas Pay benefit from a modern payment experience that prioritises simplicity, transparency and security.

Key benefits include:

Payments authorised directly within your banking app
No need to store card details with multiple businesses
Instant confirmation of completed payments
No need to create new wallets or payment accounts
Optional rewards when using the ShaBaas Pay app

A Better Way to Pay Businesses

As payment infrastructure continues to evolve, consumers expect payment experiences that are both secure and convenient. ShaBaas Pay enables a payment model where consumers can authorise payments through the banking apps they already trust while businesses receive faster payment confirmation. This approach helps create a more efficient and transparent payment experience for both businesses and their customers.

Paying with ShaBaas Pay

When businesses use ShaBaas Pay, consumers can approve payments directly through their banking app using PayTo consent. For those who want additional features such as rewards and payment tracking, the optional ShaBaas Pay consumer app is also available.