Pay Businesses Securely Using Your Banking App
ShaBaas Pay allows consumers to authorise payments directly from their own banking app using real time payment infrastructure.There is no need to create a new wallet or move funds into another account.
Payments can be approved securely through your existing bank using PayTo consent.Pay businesses instantly and earn rewards when you make payments using the ShaBaas Pay consumer app.ShaBaas Pay provides a fast and secure way to complete payments directly from your smartphone while receiving instant confirmation and digital payment records.
Payments can be approved securely through your existing bank using PayTo consent.Pay businesses instantly and earn rewards when you make payments using the ShaBaas Pay consumer app.ShaBaas Pay provides a fast and secure way to complete payments directly from your smartphone while receiving instant confirmation and digital payment records.
Pay Directly From Your Bank
ShaBaas Pay enables a payment experience where consumers can authorise payments directly from their bank account using Australia's real time payment infrastructure.When a business sends a payment request through ShaBaas Pay, consumers receive a PayTo consent request inside their banking app. Once approved, payments can be processed directly from the consumer's bank account without needing to enter card details or transfer funds manually.Because the payment is authorised within the consumer's own banking environment, users benefit from the same security and authentication methods already provided by their bank.This approach allows consumers to complete payments in a way that is both convenient and trusted.
No New Wallet Required
Unlike many digital payment platforms, ShaBaas Pay does not require consumers to create a new wallet or store funds in a separate account.Payments are authorised directly through the consumer's bank account using PayTo consent.This means:Consumers keep full control of their bank account
No need to preload funds into another app
Payments are approved within the bank's secure environmentBy using existing banking infrastructure, ShaBaas Pay allows consumers to pay businesses quickly while maintaining full visibility over their bank account activity.
Secure Payment Authorisation
Security is an important part of the ShaBaas Pay payment experience.Payment authorisation occurs within the consumer's banking app using the authentication methods already provided by their bank. This may include biometric authentication, banking passwords or other secure approval methods.Because the consent and approval process happens inside the banking environment, consumers benefit from the same security protections used for other banking transactions.This model ensures that payments are both secure and transparent.
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Instant Payment Confirmation
Once a payment has been authorised through the banking app, the transaction can be processed instantly using real time payment infrastructure.Both the consumer and the business receive confirmation that the payment has been completed.This provides a clear and transparent payment experience and removes the uncertainty that can occur with slower payment methods.
Optional Rewards Through the ShaBaas Pay App
Consumers who wish to earn rewards for payments can optionally download the ShaBaas Pay consumer app.The app provides additional features including:Reward points for payments
Transaction history
Convenient payment management toolsUsing the ShaBaas Pay app is completely optional. Consumers can still authorise payments directly through their banking app without needing to install another application.
Transaction history
Convenient payment management toolsUsing the ShaBaas Pay app is completely optional. Consumers can still authorise payments directly through their banking app without needing to install another application.
Step 1 : Install App
Step 2 : Secure your Account(KYC) with one Australian Govt ID
Step 3 : Connect your Australian Bank Account using
payID or BSB/Account
payID or BSB/Account
Benefits for Consumers
Consumers using ShaBaas Pay benefit from a modern payment experience that prioritises simplicity, transparency and security.
Key benefits include:
1. Payments authorised directly within your banking app
2. No need to store card details with multiple businesses
3. Instant confirmation of completed payments
4. No need to create new wallets or payment accounts
5. Optional rewards when using the ShaBaas Pay app
Key benefits include:
1. Payments authorised directly within your banking app
2. No need to store card details with multiple businesses
3. Instant confirmation of completed payments
4. No need to create new wallets or payment accounts
5. Optional rewards when using the ShaBaas Pay app
A Better Way to Pay Businesses
As payment infrastructure continues to evolve, consumers expect payment experiences that are both secure and convenient.ShaBaas Pay enables a payment model where consumers can authorise payments through the banking apps they already trust while businesses receive faster payment confirmation.This approach helps create a more efficient and transparent payment experience for both businesses and their customers.
Paying with ShaBaas Pay
When businesses use ShaBaas Pay, consumers can approve payments directly through their banking app using PayTo consent.For those who want additional features such as rewards and payment tracking, the optional ShaBaas Pay consumer app is also available.
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