ShaBaas Pay pricing

Payment pricing for Australian businesses

Pay $0.29 incl. GST for a successful Pay by Bank payment under $100, or $0.99 incl. GST for a successful payment from $100 up to $1,000.

Pay by Bank pricing

Successful payment amount Fee
Under $100.00 $0.29 (incl. GST)
$100.00 to $1,000.00 inclusive $0.99 (incl. GST)

No percentage-based ShaBaas Pay transaction fee applies to these Pay by Bank payments. Card and digital-wallet pricing is separate and is confirmed before activation. All stated prices include GST.

A maximum transaction value of AUD $1,000 applies to standard ShaBaas Pay Pay by Bank payments. Additional transaction, daily, payer, merchant, financial-institution or risk-based limits may also apply.

Worked examples for service-business payments

These examples use the current standard Pay by Bank schedule. Exactly $100 belongs to the $0.99 tier. All amounts are AUD; fees include GST and apply to successful payments.

Successful paymentFee incl. GSTAmount less transaction fee
$50.00$0.29$49.71
$99.99$0.29$99.70
$100.00$0.99$99.01
$250.00$0.99$249.01
$1,000.00$0.99$999.01

The final column subtracts only the displayed transaction fee. It does not promise a payout amount or payout time where other separately agreed charges apply.

Standard fees and separate pricing

The standard pay-as-you-go offering has no monthly fee or lock-in contract. Card and digital-wallet fees are separate and confirmed before activation. Higher-volume or platform arrangements require a separate quote. The standard fee schedule above is the reference for this offering; other plans or limits apply only when separately agreed with ShaBaas Pay.

Schedule checked against the current published pricing on . Review the PayTo service agreement and your applicable merchant terms before activation.

What payment limits apply to ShaBaas Pay?

The maximum for a standard ShaBaas Pay Pay by Bank transaction is AUD $1,000, including GST in the payment amount. This is a ShaBaas Pay product limit, rather than a universal PayTo, PayID or NPP scheme limit.

Additional merchant, payer, daily, agreement, bank and risk-based limits may apply and may be lower. Consumer-app limits and separately agreed merchant arrangements have their own scope. Confirm your applicable limits with ShaBaas Pay before accepting live payments or requesting changes. See security and onboarding guidance.

Successful collection, availability in the ShaBaas Pay ledger and payout to your bank account are separate events. Bank and operational checks can affect timing.

Need help choosing?

Read our payment provider comparison checklist or contact ShaBaas Pay.

REAL-TIME PAYMENT PRICING

Simple. Transparent. Flat Fee.

Flat fees by payment amount for successful standard Pay by Bank payments. No percentage-based ShaBaas Pay transaction fee.

Real-time bank paymentsNo lock-in contractsCancel anytime
PAY-AS-YOU-GO

Pay-As-You-Go

Best for coaches, consultants and small service businesses.

Small Payments

Perfect for low-value payments

$0.29 / transaction Successful payments under $100

Business Payments

Great for standard invoices

$0.99 / transaction Successful payments from $100 to $1,000 inclusive

All prices include GST.

  • One flat fee. No percentages. No surprises.
  • PayTo payments and PayID collections
  • Pay-by-link and digital receipts
  • Track collection status and merchant payout separately
  • Cancel anytime
START ACCEPTING PAYMENTS

No monthly fee · No lock-in contracts

CUSTOM PRICING

Higher volume?

For platforms or businesses processing 10,000+ monthly transactions.

Custom
  • Volume pricing
  • Platform and enterprise support
  • Developer and API options
  • Dedicated account manager
TALK TO SALES
Bank-grade security Australian based AUSTRAC enrolled

Pricing and payment limit questions

What is the fee for Pay by Bank payments under $100?

For successful Pay by Bank payments under $100.00, the fee is $0.29 (incl. GST) flat fee with no percentage-based fee.

What is the fee for payments between $100 and $1,000?

For successful Pay by Bank payments from $100.00 up to $1,000.00 inclusive, the fee is $0.99 (incl. GST) flat fee.

Are there monthly fees or lock-in contracts?

No monthly fee and no lock-in contracts. You only pay for successful transactions on a pay-as-you-go basis.

What does ShaBaas Pay charge?

Successful standard Pay by Bank payments below AUD $100 cost $0.29 incl. GST. Payments from AUD $100 to $1,000 inclusive cost $0.99 incl. GST. The standard pay-as-you-go offering has no monthly fee or lock-in contract. Card, wallet and separately quoted arrangements have separate pricing.

What is the standard ShaBaas Pay payment limit?

The standard Pay by Bank maximum is AUD $1,000 per transaction, including GST in the payment amount. This is a product limit, not a universal NPP scheme limit. Additional merchant, payer, daily, agreement, bank or risk-based limits may apply; confirm your applicable limits before activation.

Get Started