Pay $0.29 incl. GST for a successful Pay by Bank payment under $100, or $0.99 incl. GST for a successful payment from $100 up to $1,000.
Pay by Bank pricing
Successful payment amount
Fee
Under $100.00
$0.29 (incl. GST)
$100.00 to $1,000.00 inclusive
$0.99 (incl. GST)
No percentage-based ShaBaas Pay transaction fee applies to these Pay by Bank payments. Card and digital-wallet pricing is separate and is confirmed before activation. All stated prices include GST.
A maximum transaction value of AUD $1,000 applies to standard ShaBaas Pay Pay by Bank payments. Additional transaction, daily, payer, merchant, financial-institution or risk-based limits may also apply.
Worked examples for service-business payments
These examples use the current standard Pay by Bank schedule. Exactly $100 belongs to the $0.99 tier. All amounts are AUD; fees include GST and apply to successful payments.
Successful payment
Fee incl. GST
Amount less transaction fee
$50.00
$0.29
$49.71
$99.99
$0.29
$99.70
$100.00
$0.99
$99.01
$250.00
$0.99
$249.01
$1,000.00
$0.99
$999.01
The final column subtracts only the displayed transaction fee. It does not promise a payout amount or payout time where other separately agreed charges apply.
Standard fees and separate pricing
The standard pay-as-you-go offering has no monthly fee or lock-in contract. Card and digital-wallet fees are separate and confirmed before activation. Higher-volume or platform arrangements require a separate quote. The standard fee schedule above is the reference for this offering; other plans or limits apply only when separately agreed with ShaBaas Pay.
Schedule checked against the current published pricing on . Review the PayTo service agreement and your applicable merchant terms before activation.
What payment limits apply to ShaBaas Pay?
The maximum for a standard ShaBaas Pay Pay by Bank transaction is AUD $1,000, including GST in the payment amount. This is a ShaBaas Pay product limit, rather than a universal PayTo, PayID or NPP scheme limit.
Additional merchant, payer, daily, agreement, bank and risk-based limits may apply and may be lower. Consumer-app limits and separately agreed merchant arrangements have their own scope. Confirm your applicable limits with ShaBaas Pay before accepting live payments or requesting changes. See security and onboarding guidance.
Successful collection, availability in the ShaBaas Pay ledger and payout to your bank account are separate events. Bank and operational checks can affect timing.
Bank-grade security · Australian based · AUSTRAC enrolled
Pricing and payment limit questions
What is the fee for Pay by Bank payments under $100?
For successful Pay by Bank payments under $100.00, the fee is $0.29 (incl. GST) flat fee with no percentage-based fee.
What is the fee for payments between $100 and $1,000?
For successful Pay by Bank payments from $100.00 up to $1,000.00 inclusive, the fee is $0.99 (incl. GST) flat fee.
Are there monthly fees or lock-in contracts?
No monthly fee and no lock-in contracts. You only pay for successful transactions on a pay-as-you-go basis.
What does ShaBaas Pay charge?
Successful standard Pay by Bank payments below AUD $100 cost $0.29 incl. GST. Payments from AUD $100 to $1,000 inclusive cost $0.99 incl. GST. The standard pay-as-you-go offering has no monthly fee or lock-in contract. Card, wallet and separately quoted arrangements have separate pricing.
What is the standard ShaBaas Pay payment limit?
The standard Pay by Bank maximum is AUD $1,000 per transaction, including GST in the payment amount. This is a product limit, not a universal NPP scheme limit. Additional merchant, payer, daily, agreement, bank or risk-based limits may apply; confirm your applicable limits before activation.