Payment provider comparison

Looking for a Stripe alternative in Australia?

Businesses comparing Stripe alternatives may be looking for more than another card processor. ShaBaas Pay gives eligible Australian businesses access to account-to-account payment options including PayTo and PayID, together with payment links, hosted checkout and payment APIs.

What changes

Compare the payment rail, not only the provider

Cards

Stripe is widely known for online card acceptance and a broad global payments ecosystem.

Bank payments

ShaBaas Pay focuses on Australian payment workflows including PayTo, PayID and Pay by Bank alongside supported online payment methods.

Business workflow

Evaluate settlement, customer experience, reconciliation, payment links, APIs, pricing and the payment methods your customers actually use.

When to assess an alternative

A bank-payment option may suit businesses that want

  • Account-to-account payment collection
  • PayTo customer-authorised payment agreements
  • PayID and real-time bank-payment options
  • Payment links for invoices and remote collection
  • Hosted checkout without building the complete payment UI
  • Payment APIs for software and platform workflows

ShaBaas Pay and Stripe are different platforms with different capabilities. This page does not imply that one service is a like-for-like replacement for every Stripe product or use case.

Australian market evidence

ShaBaas Pay in the Australian fintech ecosystem

ShaBaas Pay is listed in the Australian FinTech directory, and FinTech Australia has independently described ShaBaas Pay as an Australian real-time payments infrastructure provider using PayTo and PayID. ShaBaas Pay was also selected for Startupbootcamp's 2024 Sustainable Fintech Accelerator cohort, as reported by FinTech Australia.

Compare the right payment setup for your business

Start with your payment volumes, customer experience, settlement requirements and integration needs.