Managed payment experience

Hosted checkout for Australian businesses

ShaBaas Pay hosted checkout gives eligible businesses a managed payment page that can present configured bank, card and wallet methods. It can reduce front-end payment development while onboarding, branding, available methods, settlement and integration options depend on the approved setup, customer flow and applicable exceptions.

A provider-hosted interface

What is hosted checkout?

Hosted checkout is a payment page managed by the payment provider. A business sends or redirects a customer to the page from a payment request, invoice, website or approved platform flow. It differs from a payment link, which is the URL or request distribution method, and from an embedded form that the business builds into its own interface.

Managed experience

The checkout page presents the configured amount, business identity, purpose and payment methods.

Less front-end build

The business can use a hosted customer journey without owning the full payment interface.

Status and receipt

Confirmation, status and receipt information can return to the business workflow where configured.

From session to outcome

How the ShaBaas Pay checkout works

  1. Create a request

    The business creates a payment request or session through the available dashboard or approved API flow.

  2. Customer opens checkout

    The customer sees the amount, business and purpose before selecting an available method.

  3. Customer authorises

    The customer completes the configured bank, card or wallet authorisation process.

  4. Business follows status

    The result, receipt and any pending or failed state are handled in the operational workflow.

Available payment methods

Which methods can appear?

Depending on merchant configuration and the payment flow, hosted checkout may present Pay by Bank, PayID, PayTo where supported, cards, Apple Pay or Google Pay. Availability depends on the business, customer, bank, device and enabled product configuration; do not assume every method appears for every checkout.

Bank payments

Present eligible account-to-account options for customer-initiated payments or supported PayTo agreement journeys.

Cards and wallets

Keep cards and digital wallets available where activated through approved payment infrastructure for the merchant.

Choose the implementation

Hosted checkout, payment links or API?

OptionRoleBest fit
Payment linkDistributes a hosted payment requestInvoices, deposits and remote collection
Hosted checkoutProvides the managed payment interfaceOnline payment journey without building the full form
API-created sessionCreates a checkout or payment experience from softwareApproved platform and software workflows

Branding, status and security

Confirm which business name, logo, colour, description, redirect and branding controls are available before promising a custom experience. A managed checkout can reduce front-end scope, but it does not remove merchant responsibilities for accurate payment requests, customer communication, refunds, security and exception handling. Review security and onboarding controls.

Operational readiness

Which checkout states should be planned?

Customer action required

The customer has opened checkout but still needs to complete the selected method.

Processing or completed

Track the configured status and do not equate a redirect with final payment completion.

Failed, expired or cancelled

Define customer communication, retry, refund and exception handling for supported states.

Browser and device compatibility, bank approval, method configuration, redirect behaviour and integration permissions can affect the experience.

Frequently asked questions

Questions about hosted checkout

What is a hosted checkout?

A hosted checkout is a provider-managed payment page that a business sends or redirects a customer to, so the business does not need to build the full payment interface.

Does the business need to build a payment form?

No. Hosted checkout can provide the customer-facing payment interface, although the business still needs to configure the workflow, requests, redirects and operational handling.

Which payment methods can appear?

Depending on configuration, hosted checkout may present Pay by Bank, PayID, PayTo for a supported flow, cards or digital wallets. The exact methods depend on the business and customer journey.

Can the checkout use business branding?

Branding controls depend on the current product configuration. Confirm the available business name, logo, colour and customer-facing description before promising a specific presentation.

Is hosted checkout the same as a payment link?

No. Hosted checkout is the managed payment interface. A payment link is a way to distribute a payment request that may open that hosted experience.

How does the business receive payment status?

Use the configured return, confirmation, status, reporting or webhook workflow to match the payment outcome to the business record.

Can a platform create checkout sessions through an API?

Where supported, an approved platform can use an API to create or connect a hosted payment experience. Confirm the current developer documentation and permissions.

What happens when a customer closes checkout before paying?

The payment may remain incomplete or pending. The business should use the configured status and customer follow-up process rather than assuming payment success.

Give customers a managed way to pay

Discuss the payment methods, branding, redirects and status workflow your business needs.