Simple requests
Share a payment link for an invoice, deposit, booking or remote service payment.
For sole traders and independent professionals
Payments for Australian solopreneurs
ShaBaas Pay helps eligible Australian solopreneurs collect invoices, deposits and service payments through payment links, PayID, hosted checkout and supported PayTo workflows. It can keep bank payments alongside cards and wallets where configured, while status, references and receipts support follow-up. Availability, pricing and reconciliation depend on the selected method and business setup.
The solo-business workflow
What do solopreneurs need from payments?
When one person sells, delivers and administers the service, payment collection should be easy to send, clear for the customer and practical to reconcile. A payment layer can sit alongside the existing invoice, booking, accounting, scheduling or client-management tools rather than replacing them.
Customer choice
Present available bank, card and wallet methods for the customer and configured flow.
Less chasing
Use payment status, references and receipts to support follow-up and reconciliation.
A repeatable collection process
How can a solopreneur collect a payment?
Choose the request
Identify whether the customer owes an invoice, deposit, balance, retainer or service fee.
Create and share
Create a payment link or use hosted checkout and send it with the relevant customer context.
Customer pays
The customer chooses an available method and completes the configured authorisation.
Record the result
Match confirmation, status, references and receipt information to the customer or invoice.
Match the method
Which payment option suits the scenario?
| Scenario | Potential fit | Check first |
|---|---|---|
| One-off invoice or deposit | Payment link, PayID or Pay by Bank | Customer and payer-bank support |
| Online service payment | Hosted checkout | Available methods and customer journey |
| Repeat retainer | PayTo where supported | Agreement terms, authorisation and exceptions |
| Card-preferring customer | Card or wallet where configured | Current merchant configuration and pricing |
Keep the existing accounting, tax, scheduling and client-management systems as the systems of record unless a specific integration is configured.
Practical operating controls
What should a solo business plan for?
Clear payment context
Include the service, amount, due date, customer identity and payment or refund terms in the request.
Exceptions
Define what happens when a customer does not authorise, a payment fails, remains pending or needs a refund.
Reconciliation
Choose the reference and record format that can be matched to the invoice, booking or client note.
Security
Verify the payment channel and recipient, protect access and stay alert to altered links or impersonation.
Related payment tools
Build a lightweight collection stack
Frequently asked questions
Questions solopreneurs ask
Can a solopreneur send a payment link?
Yes. A solopreneur can use a payment link for an invoice, deposit, booking or service payment where the configured product supports that workflow.
Can customers pay by bank, card or wallet?
Available methods depend on business configuration and the customer journey. PayID, Pay by Bank, cards and digital wallets may be available where enabled.
Can I collect repeat payments?
PayTo may support approved repeat or regular payment arrangements where the customer, bank and configured provider flow support them.
Does ShaBaas Pay replace accounting software?
No. ShaBaas Pay supports payment collection and payment status. The business can keep its accounting, tax, invoice and client-management tools as systems of record.
How do I know when a customer has paid?
Use the available confirmation, payment status, references, reports and receipts to match the result to the customer or invoice.
What happens when a payment fails?
Follow the configured pending, failed, rejected or refund process, communicate with the customer and keep a supported alternative where practical.
Spend less time chasing payment records
Bring a representative invoice, deposit or service-payment workflow to a fit discussion.