Australia Card Surcharges Ban : What Small Businesses Should Do Before October 2026
Australia will remove card payment surcharges from October 2026 following the Reserve Bank of Australia's review of retail payments regulation.
PayTo vs direct debit for business payments
PayTo and direct debit both enable businesses to collect payments from customer bank accounts. However PayTo introduces real time authorisation, better controls and faster settlement.
PayTo API for platforms and SaaS businesses
PayTo APIs allow platforms and SaaS businesses to create, manage and collect authorised payments directly from customer bank accounts. They are designed for recurring billing, usage based pricing and multi merchant payment flows.
PayTo agreements explained for Australian businesses
A PayTo agreement is a digital payment authorisation that allows a business to initiate payments from a customer account under agreed terms. It gives customers more visibility and control while giving businesses faster settlement and better reconciliation.
What is PayTo
What is PayTo and how it works for businesses
.svg)
