Industry

PayTo vs direct debit for business payments

CEO of ShaBaas Pay with over 12 years of experience in payments, fintech and real time payments infrastructure across Australia and the Asia Pacific.
Shrikant Prasad

CEO of ShaBaas Pay with over 18 years of experience in payments, banking and real time payments infrastructure across Australia and the Asia Pacific.

PayTo and direct debit both enable businesses to collect payments from customer bank accounts. However PayTo introduces real time authorisation, better controls and faster settlement.

Industry

PayTo API for platforms and SaaS businesses

CEO of ShaBaas Pay with over 12 years of experience in payments, fintech and real time payments infrastructure across Australia and the Asia Pacific.
Shrikant Prasad

CEO of ShaBaas Pay with over 18 years of experience in payments, banking and real time payments infrastructure across Australia and the Asia Pacific.

PayTo APIs allow platforms and SaaS businesses to create, manage and collect authorised payments directly from customer bank accounts. They are designed for recurring billing, usage based pricing and multi merchant payment flows.

Industry

PayTo agreements explained for Australian businesses

CEO of ShaBaas Pay with over 12 years of experience in payments, fintech and real time payments infrastructure across Australia and the Asia Pacific.
Shrikant Prasad

CEO of ShaBaas Pay with over 18 years of experience in payments, banking and real time payments infrastructure across Australia and the Asia Pacific.

A PayTo agreement is a digital payment authorisation that allows a business to initiate payments from a customer account under agreed terms. It gives customers more visibility and control while giving businesses faster settlement and better reconciliation.

Industry

What is PayTo

CEO of ShaBaas Pay with over 12 years of experience in payments, fintech and real time payments infrastructure across Australia and the Asia Pacific.
Shrikant Prasad

CEO of ShaBaas Pay with over 18 years of experience in payments, banking and real time payments infrastructure across Australia and the Asia Pacific.

What is PayTo and how it works for businesses

Industry

PayTo vs PayID

CEO of ShaBaas Pay with over 12 years of experience in payments, fintech and real time payments infrastructure across Australia and the Asia Pacific.
Shrikant Prasad

CEO of ShaBaas Pay with over 18 years of experience in payments, banking and real time payments infrastructure across Australia and the Asia Pacific.

PayTo vs PayID for Australian businesses

Fintech

How Real Time Payments Are Transforming Business in Australia

CEO of ShaBaas Pay with over 12 years of experience in payments, fintech and real time payments infrastructure across Australia and the Asia Pacific.
Shrikant Prasad

CEO of ShaBaas Pay with over 18 years of experience in payments, banking and real time payments infrastructure across Australia and the Asia Pacific.

Real time payments are reshaping how Australian businesses manage cash flow, reconciliation, and customer experience. This article explains how real time payments work in Australia, why adoption is accelerating, and how Australian businesses can evaluate platforms built for instant settlement using the New Payments Platform.